respa section 9
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respa section 9

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Hello everybody call your sweater in Birmingham Alabama hope everybody's having an awesome day wanted to touch base with everybody about closing attorneys and who selects them who selects the title insurance and that sort of thing under Alabama's state law and you know what is a real issue here in Birmingham there's been this myth for all these years here in Birmingham did the seller decides who picks the clothes an attorney and that couldn't be farther from any codified law of any kind it's not in any document if you if you know of there's a lot of Realtors with a Realty south in particular who also has a title company and those guys are always adamant about using title south because it's their own and really I always ask them can you show me where it says that the seller chooses the attorney because everybody's got to remember the closing attorney represents the bank they lender in the transaction and as such the lender ultimately can decide who closes the transaction both sides are able to have their own representation they'd like happens rarely but they're allowed to have own attorneys be present at that closing and review all the documents but ultimately the lender is the one being represented you probably have signed documents like that but a lot of times agents obviously want to help out their service providers are there they're closing attorneys and they know and trust but what I think these Birmingham real estate agents have got to understand is that almost everywhere else in the state Alabama the buyer chooses and let's talk about why that if you really were to look at the closest next solo closest connection from that lender to the transaction it's through the buyer and the buyer is the one that ultimately will face the consequences if that lender lender's attorney makes a mistake and I think until this myth is broken here in Birmingham hagas will continually have this dispute when it comes to contract writing on who gets to choose and I think it has got to be an brokers and particularly going to be real careful when they have their own closing company like really South does be real careful about making sure that they explained to the to their cellars and their buyers they got a choice of this that is it's their choice ultimately of where it closes from it is not ultimately up to the age ultimately it's up to the lender and the lenders as a courtesy here in Birmingham typically will allow the agents to decide as long as they're on an approved list with these banks so anyway just want to clarify that because there's a lot of misinformation out there I hope a lot of the Realtors here in Birmingham will actually watch this video because I think they'll learn something so anyway if you've got questions comments email me Collier at mega agent real

FAQ

Do I need to fill out a W-9?
An employer will request a W-9 form of Independent Contractors so they can report the payments to the IRS at year-end.  Generally, a 1099-MISC is completed by the employer and submitted to the IRS and State tax agencies only if the amount of payments made to that contractor exceeds $600 for services on an annual basis.  It is common to request the W9 in advance, just in case you break that minimum threshold in the future.  You will know if they reported $45 to the IRS because you will also receive a copy of the 1099 and can act accordingly. Hope this helps!
4 inlet pipes with circular cross-section take 9 hours to fill a cistern. How many pipes of half the radius are needed to fill it in 6 hours, if the speed of water is thrice the earlier speed?
Let radius = r speed = vno of pipes = 4total time = 9 hoursSo, total volume = (pie * r^2) * 9 * v * 4Now, new radius = r/2new speed= 3vtotal time = 6 hours n of pipes be xSo, (pie * r^2) * 9 * 4 = (pie * (r/2)^2) * 6 * 3v * xi.e x = 88 Pipes are required.
How do I fill a W-9 Tax Form out?
Download a blank Form W-9To get started, download the latest Form W-9 from the IRS website at https://www.irs.gov/pub/irs-pdf/.... Check the date in the top left corner of the form as it is updated occasionally by the IRS. The current revision should read (Rev. December 2014). Click anywhere on the form and a menu appears at the top that will allow you to either print or save the document. If the browser you are using doesn’t allow you to type directly into the W-9 then save the form to your desktop and reopen using Adobe Acrobat Reader.General purposeThe general purpose of Form W-9 is to provide your correct taxpayer identification number (TIN) to an individual or entity (typically a company) that is required to submit an “information return” to the IRS to report an amount paid to you, or other reportable amount.U.S. personForm W-9 should only be completed by what the IRS calls a “U.S. person”. Some examples of U.S. persons include an individual who is a U.S. citizen or a U.S. resident alien. Partnerships, corporations, companies, or associations created or organized in the United States or under the laws of the United States are also U.S. persons.If you are not a U.S. person you should not use this form. You will likely need to provide Form W-8.Enter your informationLine 1 – Name: This line should match the name on your income tax return.Line 2 – Business name: This line is optional and would include your business name, trade name, DBA name, or disregarded entity name if you have any of these. You only need to complete this line if your name here is different from the name on line 1. See our related blog, What is a disregarded entity?Line 3 – Federal tax classification: Check ONE box for your U.S. federal tax classification. This should be the tax classification of the person or entity name that is entered on line 1. See our related blog, What is the difference between an individual and a sole proprietor?Limited Liability Company (LLC). If the name on line 1 is an LLC treated as a partnership for U.S. federal tax purposes, check the “Limited liability company” box and enter “P” in the space provided. If the LLC has filed Form 8832 or 2553 to be taxed as a corporation, check the “Limited liability company” box and in the space provided enter “C” for C corporation or “S” for S corporation. If it is a single-member LLC that is a disregarded entity, do not check the “Limited liability company” box, instead check the first box in line 3 “Individual/sole proprietor or single-member LLC.” See our related blog, What tax classification should an LLC select?Other (see instructions) – This line should be used for classifications that are not listed such as nonprofits, governmental entities, etc.Line 4 – Exemptions: If you are exempt from backup withholding enter your exempt payee code in the first space. If you are exempt from FATCA reporting enter your exemption from FATCA reporting code in the second space. Generally, individuals (including sole proprietors) are not exempt from backup withholding. See the “Specific Instructions” for line 4 shown with Form W-9 for more detailed information on exemptions.Line 5 – Address: Enter your address (number, street, and apartment or suite number). This is where the requester of the Form W-9 will mail your information returns.Line 6 – City, state and ZIP: Enter your city, state and ZIP code.Line 7 – Account numbers: This is an optional field to list your account number(s) with the company requesting your W-9 such as a bank, brokerage or vendor. We recommend that you do not list any account numbers as you may have to provide additional W-9 forms for accounts you do not include.Requester’s name and address: This is an optional section you can use to record the requester’s name and address you sent your W-9 to.Part I – Taxpayer Identification Number (TIN): Enter in your taxpayer identification number here. This is typically a social security number for an individual or sole proprietor and an employer identification number for a company. See our blog, What is a TIN number?Part II – Certification: Sign and date your form.For additional information visit w9manager.com.
I received my late husband's W-9 form to fill out for what I believe were our stocks. How am I supposed to fill this out or am I even supposed to?
You do not sound as a person who handles intricasies of finances on daily basis, this is why you should redirect the qustion to your family’s tax professional who does hte filings for you.The form itself, W-9 form, is a form created and approved by the IRS, if that’s your only inquiry.Whether the form applies to you or to your husband’s estate - that’s something only a person familiar with the situation would tell you about, there is no generic answer to this.
Do you need to fill I-9 form for 1099 contract?
There's no such thing as a “1099 employee.” You are either an employee or you are not. The IRS rules are here Independent Contractor Self Employed or Employee and ICE uses a similar process to determine who is an employee and who is not.While it is illegal to retain a contractor whom you know to be working illegally, you are not required to connect Form I-9 from your independent contractors. You may do so if you wish.Who Needs Form I-9? Explains who must provide Form I-9.
Can you add 5 odd numbers to get 30?
It is 7,9 + 9,1 + 1 + 3 + 9 = 30Wish you can find the 7,9 and 9,1 in the list of1,3,5,   7,9    ,11,13,151,3,5,7,      9,1    1,13,15
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