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Video instructions and help with filling out and completing Is a good faith ebinding
Instructions and Help about Is a good faith ebinding
This is going to be a conventional financing and buyers cost tutorial this time i'm going to show you the good faith esome of you have been using it and some don't even know that it's in here so it might be a good thing to take a look at let me go to financing conventional say the sales price is 450 thousand go over here to the interest rate 5.75 enter enter enter down payment ten percent giving us a new first trust deed of 405 it's your payment property insurance one point I mean 3.6 that's $135 property tax and mortgage insurance based on point 62 giving us a payment of 3176 48 go right from here to your buyers closing costs so you're one point origination let's say there's zero for the discount points appraisal credit report tax service underwriting and you would change these numbers to match your needs 30 days of interest if you like 15 go ahead and change it do taxes let's say we want four months 14 months insurance your escrow sub escrow change it as you need now i'm going to say 125 for notary the seller is not going to assist with any of the closing costs but we're going to have a thousand dollars in earnest money and we're going to calculate the APR on APR on the first above cost 13,000 647 plus a down payment gives your total costs minus the earnest money gives your cash to close and your APR if we go to charts go to a good faith efill out this information here your name the lender address city state and zip your clients information and a loan number put in a loan number and say okay and this is what the good faith ewill look like I will print this i will save this as a PDF and i'll attach it to the example so that you can print it out and take a look at exactly what it's like in the meantime i'll make it a little smaller here and give you an idea of what it looks like any questions don't hesitate to call 90 95 97 for 504 and of course if you know anybody in your office who would have an interest in the real profile windows program don't hesitate to pass this information along.