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Video instructions and help with filling out and completing good faith edefinition
Hi GP theriot with Varitek's mortgage it's important to know exactly what is on your good faith ein this video it'll explain it more in detail a good faith eshould usually be provided up front by the mortgage banker basically breaks down an eof what your closing costs will be the lender fees title and escrow fees processing and underwriting fees and appraisal fees and it also breaks down your mortgage interest rate your term and if any points are charged to you on the lender side so that way you know exactly what you're getting into and how much each fee is the lender is required to pryou with a good faith ewithin three days of an application good faith eis going to pryou with an eof the fees for that transaction a good faith eis something that when you're comparing rates from one bank to another certainly something that you want to factor in what the closing costs are going to be you know what the title insurance what the title fees any kind of recording fees as we update your tax and insurance information you're going to receive an additional good faith eagain bringing down the loan terms the rate the payment type it's very important to have the good faith eupfront and also at closing so you can compare the two good faith estimates and make sure you know there's no hidden fees or surprises at the end of the transaction so that's the main thing that the good faith eprovides just a sense of security and protection for the homeowner you